Stay Calm and Assess
Knowing what to do after an accident protects your health, legal rights, and insurance claim.
Step 1: Check for Injuries
Check yourself and passengers. Call 911 if anyone is seriously hurt. Do not move potential spinal injuries.
Step 2: Move to Safety
Move out of the trail if safe. Turn off the engine.
Step 3: Document the Scene
Take photos of damage, trail conditions, GPS coordinates, weather, and any injuries.
Step 4: Exchange Information
Get names, contact info, and insurance details from other parties and witnesses.
Step 5: Report It
Report to law enforcement if there are injuries or significant damage on public roads.
Step 6: Seek Medical Attention
See a doctor even if you feel fine. Some injuries are delayed. This also creates records for claims.
Step 7: Contact Insurance
Notify your insurer promptly with documentation. Follow their claims guidance.
Step 8: Keep Records
Save all medical bills, repair estimates, towing receipts, and correspondence.
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