ATV Insurance and Utah's Outdoor Recreation Industry

Utah's Outdoor Economy

Utah's outdoor recreation contributes billions annually. Off-road vehicle recreation is a significant and growing segment with thousands of miles of trails.

How Insurance Supports the Industry

• Trail Access — Many areas require proof of insurance
• Economic Activity — The insurance market generates economic activity statewide
• Risk Management — Makes recreation accessible to more participants
• Property Protection — Protects landowners allowing OHV access

Insurance and Trail Preservation

When accidents damage trails or infrastructure, insurance helps fund repairs, keeping riding areas available for future generations.

The Growing Market

As the industry grows, insurance becomes even more important as the financial backbone enabling responsible recreation.