How to Get ATV Insurance for Off-Road Adventures

Planning Your Adventure

Utah has thousands of miles of trails. Before heading out, proper insurance is essential trip planning.

Step 1: Assess Your Needs

• Public Roads — Liability required
• Designated OHV Areas — Recommended
• Remote Backcountry — Comprehensive especially valuable

Step 2: Gather Vehicle Info

Have your ATV year, make, model, VIN, and custom parts list ready.

Step 3: Request a Quote

Fill out our form or call. We shop multiple carriers. Most quotes within 24 hours.

Step 4: Customize Coverage

Work with your agent to add custom parts coverage, medical payments, and uninsured motorist protection.

Step 5: Get Covered and Ride

Coverage can begin same day. Get proof of insurance and hit the trails.