All-terrain vehicles (ATVs) are a popular means of recreation in Utah, used for activities like hunting, fishing, and off-road adventures. However, it is mandatory to have insurance coverage for any motor vehicle, including ATVs, when operating them on Utah’s roads. Driving an ATV without insurance can lead to serious consequences.
If you plan on operating your ATV on public roads, you are required by State Law to have liability insurance.
If you operate an ATV in Utah without insurance, you become responsible for any damages that may occur in the event of an accident. This means that you will have to pay for the damages and medical expenses of any other parties involved in the accident out of your own pocket. Additionally, you may face a lawsuit for any injuries caused to others, which could result in significant financial damages. Lack of insurance coverage can leave you unable to protect yourself from these costly incidents.
Moreover, driving an uninsured ATV in Utah is a violation of the law. If caught, you may face legal consequences such as fines, license suspension, or even imprisonment. Utah requires minimum liability coverage for bodily injury or death per person and per accident, as well as for property damage. Failure to comply with the insurance requirements can result in severe legal repercussions. Therefore, it is crucial to ensure that you have the required insurance coverage before operating your ATV in Utah, whether on roads or trails.
